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The boost in electricity and water tariffs, in addition to property rates and taxes, are fuelling requirement for houses for sale in the smaller plus more affordable  [https://twitter.com/TheGraceRealty property for sale by owner] segments, the most up-to-date statistics show.<br>Absa's house price index for May shows continued strong growth in the average prices of houses for sale within the more affordable segment, with small houses (80-140mA�) achieving price increase of 29,2% year-on-year. These numbers depend on  townhouse for sale the purchase price of mortgages approved by Absa.<br>The growth inside the small segment is quite a bit higher than the development in prices of houses for sale inside the medium (141-220mA�), with increase of 9%, and large (221-400mA�), with expansion of 6,4%, segments, Absa says.<br>While the affordability of housing has improved significantly in the last two years for the back of lower house prices and rates during this time, this trend seems to have turned around in late 2009, Absa says. The ratio of house prices and mortgage repayments on new loans to household disposable income showed a little increase at the end of last year, while rising property rates and taxes and  first time home buyer programs also electricity and water tariff hikes are affecting the price and affordability of running a property, Absa says.<br>First National Bank (FNB) also warns rolling around in its latest report that increased rates and taxes are bad news coming from a home affordability point of view. "It has stopped being merely about the fee of getting a home and the price of credit. The cost of running the home is fast becoming a key challenge," FNB says.<br>Banks are forecasting further house price growth for the remainder of the year, with FNB expecting a boost of 9,6% in average prices in 2010, compared to a decline of 3,5% last year. Growth of 4,7% and 7,3% is forecast for 2011 [https://twitter.com/TheGraceRealty Short Sales and Foreclosures] 2012 respectively.<br><br><br><br>If you have any issues concerning where by and how to use [https://twitter.com/TheGraceRealty how to find a real estate agent], you can call us at our web site.